Financial Results Q1 FY 2021

HIGHLY LIQUID PORTFOLIO (2/2) Efficient Collection % of collections to disbursement Pa Muthoot Finance 100% 62% 66% 60% 61% 60% 80% 60% 40% 20% 0% 90 FY15 ■ 1m FY16 ■ 2m FY17 ■ 3m ■ 4m Collections in 6 months of disbursements made in respective periods A high proportion of gold loan is repaid within first 6 months FY18 FY 19 ■ 5m ■ 6m 27 27

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