Investor Day 2020 Overview and Strategy

EMPLOYEE EMPOWERMENT Re-design of employee experiences High-trust environment Employees feel more engaged 74% High-Performing Organisations Benchmark -68% 2019 ● 71% 2020 Based on KORN FERRY survey 68% Banking Industry Benchmark New talent development strategy Values-based organisation and enabled 74% High-Performing Organisations Benchmark ●64% 2019 ●69% 2020 68% Banking Industry Benchmark 23

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