Investor Presentaiton
MINISTRY OF COOPERATIVES AND SMES
REPUBLIC OF INDONESIA
Best Practice of IB in Indonesia (3)
3. HARA Technology
BANGGA BUATAN
INDONESIA
HARA Technology is a data exchange platform that collect data
of farmers as their partner. This data is used to help farmers to
gain access of credit by banks, through data risks analysis,
which determine the amount of credit capital for farmers.
The data collected by HARA includes farmes personal data;
geotagging such as area, location, and land ownership;
cultivation such as time and type of plant, fertilizers and
medicines used; ecology such as weather and soil type; up to
the transaction value for the sale of the harvest.
Farmers can use the data to select crops varieties, planting
season, harvesting, and deciding potential market to sell the
products.View entire presentation