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Investor Presentation

Leading Bank in the Americas¹ Core markets: Canada, US, Mexico, Peru, Chile and Colombia 7th largest bank by assets¹ in the Americas Full-Service, Universal Bank Canada Mexico Peru Chile Colombia Caribbean Uruguay Scotiabank (Reported) Change 2022YTD YTD/YTD Revenue $15,991MM +1% Net Income $5,487MM +13% Return on Equity 16.1% +160 bps Operating Leverage² -0.4% n.a. Productivity Ratio² 52.4% +20 bps Total Assets $1.3T +3% CET1 Ratio³ 11.6% (70 bps) Ranking by Market Share4 Wholesale Operations USMCA Canada USA5 #3 Top 10 FBO USA UK Mexico #5 Pacific Alliance Peru #3 Singapore Countries Chile #3 Australia Ireland Colombia #6 Hong Kong SAR China Brazil India Japan (PAC) Earnings by Market6,7 1 Ranking by asset as at May 18, 2022, Bloomberg; 2 Refer to page 51 of the Management's Discussion & Analysis in the Bank's Second Quarter 2022 Report to Shareholders, available on http://www.sedar.com, for an explanation of the composition of the measure. Such explanation is incorporated by reference hereto; 3 This measure has been disclosed in this document in accordance with OSFI Guideline - Capital Adequacy Requirements (November 2018); 4 Ranking based on market share in loans as of March 2022 in Mexico, Peru and Chile, February 2022 in Colombia, as of January 2022 in Canada for publicly traded banks; 5 Ranking by asset as of December 2021; 6Net income attributable to equity holders of the Bank for the 6 months ended April 30, 2022; 7 May not add due to rounding Other C&CA PAC 3%5% 20% 6% 65% Canada U.S.A 5
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