Third Quarter 2022 Results slide image

Third Quarter 2022 Results

A potential for growth strengthened within BNP Paribas' diversified and integrated model Acceleration in organic growth Targeted investments (technologies & innovative business models) Bolt-on acquisitions in value-added businesses Achievements as soon as 2022 consolidating the integrated and diversified model Equities (prime brokerage and Exane - CIB), Buy Now Pay Later and e-commerce (Floa - CPBS), automated currency risk management (Kantox - CPBS and CIB) Private debt (Dynamic Credit Group - Asset Management), long-term leasing (Terberg Business Lease Group in the Netherlands - Arval), auto loans (partnerships with Stellantis and Jaguar Land Rover - Personal Finance) Consolidation of bpost bank and addition of a distribution channel (CPBB) | Objective of >€1.4bn in annual revenues generated in 2022 by these acquisitions and partnerships Objective of ~€2.0bn on a full year basis with their ramp up Supported by the capital to be released with the sale of Bank of the West (~€11bn / ~170bps)1 Redeployment of ~€7bn (~110bps)1 within the diversified and integrated model Extraordinary distribution in the form of share buybacks to neutralise the expected dilution (~€4bn)1 Accompanied by the positive impact of higher interest rates >€+2.0bn Increase on the interest income by 2025 vs. the assumptions of the GTS 2025 plan 1. Upon customary conditions precedent; preliminary estimates; see press release of 20 December 2021 BNP PARIBAS The bank for a changing world Third quarter 2022 results | 5
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