Investor Presentaiton

3. Summary of the Mid-term management plan (FY09 ~ FY2011) ✓ - HIROSHIMA BANK I. Outlook/Financial highlights In 2008, regional economy deteriorated due to deterioration of economy and market confusion Under our assumption that it will take time for the economy to recover, we have decided to revise our business strategies with consideration for the changes in the management environment. Finish the previous 3-year mid-term management plan (FY07 - FY09) in FY08 (2 years) New Mid-term Management Plan <STEPS > From FY 2009 to FY 2011) Establish strong operational base in region and profitability for achieving sustainable growth in future Build strong relationship with customers Strengthen capital base Establish solid operational base Enhance sustainable profitability Action Slogan of STEPS STEPS "Start Action" "Try Best" "Energize Persons" "Positive Thinking" "Satisfy Customers" 4

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