2022 Approach to Climate Change Investor Reference Pack

ANZ 2022 Approach to Climate Change Investor Reference Pack OUR ESG RELATED DISCLOSURES ANZ Personal Business Institutional Search a Log in ESG Financial wellbeing Environment Housing Responsible banking Community Diversity & Inclusion Policies & Practices ESG reporting About us / ESG Our Environmental, Social and Governance (ESG) approach Our purpose at ANZ is to shape a world where people and communities thrive. We're focused on integrating our purpose and ESG approach into our business strategy. This has created opportunities for us to better serve our customers and generate long-term shareholder value. Our ESG approach is focused on three key areas - Financial Wellbeing, Environmental Sustainability and Housing - where we're responding to complex societal issues central to our customers and business strategy. These focus areas are underpinned by a commitment to Fair and Responsible Banking. Find ANZ Support Centre Jump to Focus areas ESG targets More on sustainability ESG news Reporting ESG Supplement SHAPE A WORLD WHERE PEOPLE ESG Briefing ESG information & progress against our ESG targets 2022 ESG INVESTOR BRIEFING SENTATION AND REFERENCE PACK https://www.anz.com.au/about- us/esg/reporting/esg-reporting/ Human Rights ANZ Annual event to brief investors on ESG matters https://www.anz.com/content/dam/anzc om/shareholder/2022-ESG- investor-presentation-and- reference-pack.pdf Climate Change Disclosures Climate change commitment and climate related financial disclosures https://www.anz.com.au/about- us/esg-priorities/environmental- sustainability/climate-change/ ANZ Housing ANZ-CoreLogic Housing Affordability Report, the pre- eminent guide to trends & drivers of housing affordability across Australia https://www.anz.com.au/about-us/esg- priorities/housing/ Financial Wellbeing KADROM YOR SHA BHT DMIRBIJEW ЈАЗИАНІВ ROTADIONI TAU TRAUG WAVEVO DE JAHAN Our financial wellbeing programs, incl. ANZ Roy Morgan financial wellbeing indicator https://www.anz.com.au/about- us/esg-priorities/financial- wellbeing/ Focus areas Financial wellbeing Improving the financial wellbeing of our customers, employees and the community at large by helping them make the most of their money throughout their lives. More about financial wellbeing> Environmental sustainability Supporting household, business and financial practices that improve environmental sustainability. More about environmental sustainability > Housing Improving the availability of suitable and affordable housing options for all Australians and New Zealanders. More about housing > Fair and responsible banking Keeping pace with the expectations of our customers, employees and the community. behaving fairly and responsibly and maintain high standards of conduct. More about fair and responsible banking > Our approach to human rights https://www.anz.com.au/about- us/esg-priorities/fair- responsible-banking/human- rights/ HOUSING AFFORDABILITY REPORT 25

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