Santander Financial Overview 2023
Balance sheet
€ million
Variation
Mar-23
Mar-22
Amount
%
Loans and advances to customers
38,336
39,123
(787)
(2.0)
Cash, central banks and credit institutions
9,698
10,026
(329)
(3.3)
Debt instruments
7,959
8,544
(585)
(6.8)
Other financial assets
1,128
1,434
(306)
(21.3)
Other asset accounts
1,350
1,252
98
7.8
Total assets
58,471
60,379 (1,908)
(3.2)
Customer deposits
37,311
39,228
(1,918)
(4.9)
Central banks and credit institutions
9,617
9,236
381
4.1
Marketable debt securities
3,251
2,619
632
24.1
Other financial liabilities
304
255
49
19.3
Other liabilities accounts
4,642
5,238
(596)
(11.4)
Total liabilities
55,125
56,576
(1,452)
(2.6)
Total equity
3,346
3,802
(456) (12.0)
Other managed customer funds
5,511
5,866
(355)
(6.1)
Mutual funds
3,784
4,096
(311)
(7.6)
Pension funds
1,328
1,313
15
399
457
(58)
1.1
(12.8)
Santander
Managed portfolios
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