Investor Presentaiton

UK Operations UK Loans (€ bn) ex-Laiki UK loans Loans by sector Consumer Credit Housing 2% 1,46 1,38 1,28 1,19 1,17 1,11 1,13 2% 1,03 SMES 0,83 0,72 0,65 0,91 0,56 0,45 0,40 0,30 23% 0,83 0,91 1,03 1,13 0,74 0,73 0,72 0,74 0,77 0,81 Dec Jun Sep Dec 2012 2013 2013 2013 Mar Jun 2014 2014 Sep 2014 2014 Dec Mar Jun 2015 2015 UK Deposits (€ bn) 1,39 1,36 1,29 1,28 1,29 1,30 1,21 1,24 1,25 1,25 Corporate 73% Dec Jun Sept Dec Mar June Sept Dec Mar Jun 2012 2013 2013 2013 2014 2014 2014 2014 2015 2015 Bank of Cyprus 45 KOINO WKYNPIW

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