Georgia Capital Shareholder and Market Opportunity Overview slide image

Georgia Capital Shareholder and Market Opportunity Overview

Externally valued¹ MEDICAL INSURANCE BUSINESS VALUATION OVERVIEW VALUE DEVELOPMENT OVERVIEW | 1Q21 (GEL MILLION) Change q-o-q +6.7% +6.2% +5.6% 20 21 69 3 45 48 IMPLIED LTM P/E MULTIPLE DEVELOPMENT 10.1x 9.8x Enterprise value 31-Dec-20 Increase in EV Enterprise value 31-Mar-21 Excess cash Equity value 31-Mar-21 31-Dec-20 31-Mar-21 VALUATION HIGHLIGHTS GEL million, unless noted otherwise 31-Mar-21 31-Dec-20 Change Valuation method Combination of income approach (DCF) and market approaches¹ NMF LTM Net income 7.0 6.4 0.6 Implied P/E multiple 9.8x 10.1x -0.3x Equity value 68.5 64.9 3.6 LTM ROAE² 25.1% 24.2% +0.9ppts Georgia Capital PLC | 1. The independent valuations of the large portfolio companies are performed on a semi-annual basis. In 1Q21, our private large portfolio companies were valued internally by incorporating 1Q21 results, in line with IPEV guidelines and methodology deployed at the end of 2020, by a third-party independent valuation firm. 2. Adjusted for non-recurring items. GEORGIA CAPITAL 53
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