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Investor Presentaiton

OLD REPUBLIC INTERNATIONAL CORPORATION Reserve Development Reserve development has been favorable in each segment. General Insurance returned to favorable development in 2020 Title Insurance developed favorably for 9 consecutive years. Reserves by Segment at 06/30/22 ($M) General, $6,753 Favorable/(Unfavorable) Development % of Net Premiums & Fees Earned General Insurance Title Insurance 12.0% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% -2.0% -4.0% -6.0% 12 13 B1 15 16 17 61 8 18 20 21 6M22 12.0% 10.0% 8.0% 6.0% 4.0% 2.0% 0.0% -2.0% -4.0% -6.0% 12 13 D 15 16 17 18 19 20 21 6M22 Title, $616 20
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