Investor Presentation - FY 2020

COVID-19 Update Riyad Bank COVID-19 Initiatives MOST PROFITABLE MOST EFFICIENT BANK OF DIGITALLY ENABLED CHOICE Supporting the economy and community while ensuring business continuity and safety of employees Medical efforts خیزمن قنطار علاج #كلنا_مسؤول يساهم البنك الرياض يدعم قيمته 17 مليون ريال. إلى صندوق الوقف الصحي لمكافحة فايروس كورونا. بكرة بين ميس دعم الصندوق المجتمع ي مناهم تلك الرياض جسم فيك 10.73 مليون ريال إلى الصندوق المخاففي الاعم مجموعة من المخدرات والمشروعات المجتمعية الدعم الطلاب الأقدمية والأمر لقوا من الروس كوبونا بكرة بنك الرياض 5,000 000 لتلبية احتياجات 5000 أسرة في شهر رمضان المبارك • Distributed 7,000 safety boxes containing masks, gloves, and sanitizers to all employees Donated SAR 17 million to the Ministry of Health under the "We are responsible and I am the First one" campaign. Donated SAR 10.9 million to the Society Fund initiative by Ministry of human resources and social development Partnered with Saudi Food bank and various charities to distributes 10,000 food boxes to families in need Ramadan. Economic efforts • • • Through SAMA credit relief initiatives channeled via the bank, 10,636 loans and 2,301 entities were deferred, amounting to total volume of payment deferred of SAR 19.87bn Postponed loans installment for all public and health workers for 3 months starting from April in recognition of their service during the crises. Collaborated with the ministry of communications and information technology to distribute 677 tables to students to facilitate their study from home efforts. Work Continuity 100% of work capacity Maintaining social distance principle and flexible working hours Daily deep cleaning of all bank premises Employees Hot lines and App for employees Employee booklet that includes general awareness, Covid-19 preventive measures, policies. 40+ awareness messages (email, text messages and calls) Customers Marketing campaigns to encourage customers to use the digital channels Delivering ATMs cards to customers homes Investors Conducted multiple calls with investors and analysts اج عام بكرة بنك الرياض DEYGO + Investor Presentation - FY 2020 General Business بنك الرياض riyad bank 34

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