Investor Presentaiton
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Evolution of deposits
Loans to deposits ratio decreased significantly since the peak of 2015 due to sale of NPEs, and stabilization of deposits.
The deposit increases in domestic base reflect the stronger domestic economy, and increased confidence to the sector.
Reduction in the non resident deposits, due to proactive risk mitigating practices by banks.
Evolution of Loans and Deposits, in EUR bn
70
60
50
40
30
20
10
0
Loans
Deposits
Loan to Deposit ratio (RHS)
Source: Central Bank of Cyprus
Origin of deposits, in EUR bn
1.6
1.4
6.4
1.2
9.2
8.4
6.6
7.0
5.9
52
5.7
2.6
2.8
11.9
10.4
2.9
2.5
3.2
3.3
1.0
3.2
2.7
2.0
0.8
0.6
42.4
43.3
0.4
36.6
37.8
37.6
39.3
39.8
32.3
32.9
0.2
0.0
DEC.14 DEC. 15 DEC. 16 DEC. 17 DEC. 18 DEC. 19 DEC-20 DEC-21 NOV.-
Domestic Residents Other Euro Area Rest of World
22
21
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