Barclays Q1 2021 Fixed Income Investor Presentation
STRATEGY, TARGETS
& GUIDANCE
CAPITAL
MREL, FUNDING
PERFORMANCE
ASSET QUALITY
CREDIT RATINGS
ESG
& LEVERAGE
& LIQUIDITY
DIVISIONS
& LEGAL ENTITIES
APPENDIX
Mar-21 coverage ratios on respective portfolios materially in
line with Dec-20
Credit cards, unsecured loans and other retail lending
Gross exposure (Em)
Impairment allowance (£m)
Coverage ratio
Gross exposure (£m)
60,180 46,513 43,237
4,884 5,700 5,264
8.1% 12.3% 12.2%
130,332 144,269 146,928
Wholesale loans
Impairment allowance (£m)
992 2,097 2,053
Coverage ratio
0.8% 1.5% 1.4%
3,409
3,591
3,117
10,759
3,172
2,359
10,432
21,374
19,489
3,022
2,251
68.5%
71.0% 69.2%
10,320
2,091
9,418
23.2% 29.7% 33.0%
1,066
1,028
2,335
46,012
117,541 119,304 124,322
2,769
33,021
2,549
18.7% 26.8% 27.1%
547
30,797
711
680
2,007
2.9% 3.3% 3.5%
302
542
680
624
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
1.2% 2.1% 2.0%
Dec-19 Dec-20 Mar-21
320
345
143
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
0.1% 0.3% 0.3%
Dec-19 Dec-20 Mar-21
Gross exposure (£m)
154,911 160,185 163,440
2,234
2,229
2,155
Home loans
Impairment allowance (Em)
Coverage ratio
432
538
510
0.3% 0.3% 0.3%
Gross exposure (£m)
345,423 350,967 353,605
17,043
19,312 19,938
7,923
38,234
8,997
8,368
51,006 48,845
Total loans
Impairment allowance (£m)
6,308 8,335 7,827
Coverage ratio
1.8% 2.4% 2.2%
3,738
40.7% 41.5% 42.0%
3,516
16.1% 18.8% 17.8%
421
397
3,228
135,713 138,639 141,273
346
299,266 290,964 296,392
3,564
3,308
6.2% 7.0% 6.8%
2,373
84
79
64
0.4% 0.4% 0.4%
22
33
34
Dec-19 Dec-20 Mar-21
Stage 1
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
Dec-19 Dec-20 Mar-21
707
Dec-19 Dec-20 Mar-21
1,033
1,003
0.2% 0.4% 0.3%
Dec-19 Dec-20 Mar-21
Stage 2
Stage 3
29 Barclays Q1 2021 Fixed Income Investor PresentationView entire presentation