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Investor Presentaiton

Executive summary - Successful EBT tub Thailand kicked start 2Q21 with the resurgence of Covid-19 epidemic that put even more pressure on business environment throughout the quarter. Nonetheless, with a well-executed integration roadmap, a clear strategic direction to preserve balance sheet quality for future growth and most importantly our TTB people, 2Q21 top priorities were delivered as plan. Successful EBT: Fully integrated as one bank under the name TMBThanachart Bank (TTB) ■ The successful EBT mission in 18-month timeline on 5th July 2021 reflects the readiness and strength of our organization as well as our harmonized teamwork. Short-term and quick-win synergies were realized as plan especially from Balance Sheet Synergy and Cost Synergy. With a unique position built by the complimentary strengths of the 2 Banks, next step is to capture short and medium term synergy value post-EBT. 3
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