Investor Presentaiton

Lending and Financial Services Products Growth in products & members driven by Financial Services products, which reached over 9.4M (+45% YoY) Lending Products (2) (000s): +24% YoY to 1.6M SoFi Financial Services Products (2) (000s): +45% YoY to 9.4M 1,663 1,594 1,504 1,416 1,341 1,280 1,202 1,139 1,079 1,031 945 981 9,479 8,854 7,897 7,138 6,554 5,919 5,362 4,724 4,094 3,237 2,686 2,239 Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 YoY Growth 18% 20% 23% 24% 24% 24% 25% 24% 24% Q1'21 Q2'21 Q3'21 Q4'21 Q1'22 Q2'22 Q3'22 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 YoY Growth 155% 111% 100% 83% 60% 51% 47% 50% 45%* YoY Growth in Financial Services Products was 50% when when adjusted to exclude the accounts of our now closed digital assets business Note: See "Footnotes" section for detailed explanations and definitions © 2023 Social Finance, Inc. Advisory services offered through SoFi Wealth LLC. SoFi Money® is offered through SoFi Securities LLC. SoFi Lending Corp., CFL #6054612. NMLS # 1121636. SoFi Bank, N.A., NMLS #696891. 7

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