Investor Presentaiton

NOT FOR DISTRIBUTION OR RELEASE IN THE UNITED STATES Capital position Maintenance of BOQ's current strong capitalisation with a CET1 ratio of 8.58% expected post acquisition Overview Capital position maintained at industry leading levels Pro-forma CET1 (as at 28-Feb-2014) expected to become 8.58% BOQ Capital Position (CET1 Ratio) 8.63% 8.84% 8.58% Acquired Businesses assumed to be recapitalised and financed with common equity 30-Aug-2013 28-Feb-2014 Source: BOQ company disclosures. Pro-forma (as at 28-Feb-2014) 23 IT'S POSSIBLE to LOVE A BANK BOQ

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