Investor Presentaiton
Strong Track Record of Performance (Non-GAAP) pre and post 2020 COVID-19 Impact
Adjusted Operating Earnings Per Share Available to
Common Shareholders, diluted ($)(1)
Adjusted Operating Return on Tangible Common Equity
(ROTCE) (%) (1)
$1.90
$1.76
$2.84
$2.70
$2.14
17.32%
16.61%
$1.87
12.12% 12.17%
12.28%
19.54%
2016
2017
2018
2019
2020
1H2021
2016
2017
2018
2019
2020
1H2021
Adjusted Operating Return on Assets (ROA) (%) (¹)
Adjusted Operating Efficiency Ratio (FTE) (%)(1)
0.96%
0.94%
1.35%
1.35%
0.91%
1.56%
61.5%
60.8%
53.3%
52.9%
53.2%
51.8%
2016
2017
2018
2019
2020
1H2021
2016
2017
Atlantic
2018
2019
2020
1H2021
Data as of or for the twelve months ended each respective year except for the first half of 2021, which is the first 6 months ended on June 30, 2021
(1) Non-GAAP financial measure; See reconciliation to most directly comparable GAAP measure in "Appendix -- Reconciliation of Non-GAAP 17
Union Bankshares Disclosures"View entire presentation