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Investor Presentaiton

Fostering Sustainable Communities BAR HARBOR BANKSHARES As a community bank, we recognize that we are successful when our customers and communities prosper We make significant investments in technology, our people, and branches. Our more than 50 branches are staffed by friendly, knowledgeable bankers who are driven by their desire to help their customers achieve their goals $65M invested in small business loan origination with 440 total loans $6.9M currently committed to creating affordable housing 411 Organizations supported through charitable giving efforts 100% employee ethics training 75% of employees provided funds to support charitable giving efforts 36% of women represented on Board of Directors $203K in employee owned charitable giving through the program Casual for a Cause (since inception) $673,088 6,394 hrs committed to nonprofits & educational organizations Note: Information as of December 31, 2022 Of employees volunteering at various organizations with 24 hours of paid volunteer time annually 100% 68% of women in management 73% of women in the BHB workforce of operations reviewed to support an environmental conscience approach 11
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