Investor Presentaiton

Emirates NBD is a Leading Bank in the MENAT Region Key Highlights as of H1 2020 AED 694 Bn Total Assets 13 Countries Emirates NBD at a Glance AED 475 Bn Gross Customer Loans 944 Branches AED 461 Bn Total Customer Deposits 14.7 million Customers 3rd Largest in GCC* 56% Government of Dubai Shareholding 2nd Largest in the UAE** 40% Foreign Ownership Limit -20% Market Share in UAE (Assets, Loans, Deposits)* AED 56.8 Bn Market Capitalization*** *** *By assets as at 30-Jun-20; **Market share in UAE as at 30-Jun-20 ***Market cap as at 27-Apr-20 Emirates NBD Profile 4

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