DIGITAL FINANCIAL INCLUSION IN INDONESIA

B| STRATEGY Dual Strategy: Infrastructure & Ecosystem Infrastructure through DFS 64% Debit Card Credit Card 36% banked ELECTRONIFICATON E-Money Ecosystem: GOES COMMUNITY unbanked DFS Bank, Bank Branch Insurance, etc Agent FINANCIAL INCLUSION ATM e-Banking BANK Bank CASH. BASED unbanked ACCOUNT BASED unbanked DFS LAKU PANDAL banked Keeping/ Transfer Savings Loan EDUCATION Other Financial Products 2

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