Scotiabank Strategy & Financial Objectives
Our Businesses - International Banking
•
Personal & Commercial Banking, Wealth and Insurance
Business Overview
Business Performance
Q3/16 Highlights
28% of consolidated net income
•
Operate primarily in Latin America (Mexico, Peru, Chile and Colombia),
Central America and the Caribbean, with full range of personal and
commercial financial services as well as wealth products and solutions
•
Net income up 9% Y/Y
(1)
• Revenue mix: Latin America (65%), Caribbean & Central America
(31%), Asia (4%)
•
.
•
•
.
Average loan mix: residential mortgage (26%), personal & credit card
loans (22%), business and government loans & acceptances (52%)
2016 Priorities
Improve retail customer experience to maintain customer relevancy
and loyalty
Invest in Mexico to drive growth, build greater relevance and
presence, and strengthen our foundational capabilities in this key
market
Target higher profitability business across the Pacific Alliance
Countries to become the primary bank in selected segments
Streamline our operational infrastructure to be better organized to
serve our customers, achieve structural cost reductions and
consolidate our operations to drive greater efficiency
.
•
Strong loan, deposit and fee income
growth
Ex. FX translation, total loans were
up 11% (Latin America up 14%) and
total deposits were up 17%
Positive operating leverage
Key Data
Total Loans (avg.)
Total Deposits (avg.)
In C$
$102B
Net Income
Productivity Ratio
Branches
$87B
$527MM
55.5%
1,823
# of Employees
51,972
Net Income ($m)
550
527
504 505 500
500
485
450
LU
Q3/15 Q4/15 Q1/16 Q2/16 Q3/16
(1) Excludes affiliates, includes Mexico
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