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Investor Presentaiton

S More information in Earnings Release 2Q23 R$ 14.4 +0.7% Billions P Net Results Interest Income Customer NII 2Q23 Fees 2Q23 Cards R$ 1.4 Billion QoQ Current Account R$ 1.0 Billion Insurance +0.8% QoQ Asset Management¹ +1.5% QoQ R$ 0.3 Billion -2.9% QoQ Market Activities Expenses 2Q23 Total expenses R$ 6.0 Billions Administrative 1.0% QoQ R$ 0.8 +5.1% Billion QoQ R$ 2.5 2.1% R$ -0.8 -28.0% Billions QoQ Billion Capital Market Personnel Spread (p.a.) 9.9% R$ 0.4 +19.4% R$ 2.8 Billion QoQ Billions -0.5% QoQ -0.2 p.p. QoQ Credit Operations and Collections Services R$ 0.7 Billion Depreciation and Amortization?. -0.2% QoQ R$ 0.8 Billion 3.4% QoQ INVESTOR RELATIONS [email protected] 0800 286 8484 FAQ www.santander.com.br/faq 1 Asset Management and "Consórcio" fee revenue 2 Excluding 100% from goodwill amortization expenses of R$ 111 million in 2Q23, R$ 77 million in 1Q23, and R$ 107 million in 2Q22. 30 Financial Highlights
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