Investor Presentaiton

1 STAFF STRUCTURE IN AUSTRIA Employees in the Austrian core business (without bank99) FTES (average for the period) 21,926 490 21,003 20,218 20,064 19,417 ୮ -126 1,891 18,790 18,233 2,490 17,692 17,463 17,644 17,444 17,698 17,823 17,697 3,350 3,858 9,397 4,374 4,775 7,883 5,127 5,881 7,247 7,095 6,788 8,041 9,058 9,494 9,866 6,230 5,792 5,416 4,922 4,524 4,233 -330 Civil servants -169 Employees Old CLA +372 Employees New CLA -126 Employees 3,992 12,039 11,229 10,480 9,926 9,329 3,781 3,654 3,486 New Collective Labour Agreement 8,625 8,402 7,644 7,058 6,317 5,412 4,860 4,675 4,345 Old Collective Labour Agreement (before 2009) ■Civil servants 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 Q1 2021 Q1 2022 INVESTOR PRESENTATION Investor Relations Vienna, 13 May 2022 16

View entire presentation