H1'22 Financial Results and PagoNxt Highlights
Concluding Remarks
Concluding Remarks
▸ The Group's stable capital generation has been supported by strong pre-provision profits providing Santander with a
high capacity to absorb provisions.
Strong capital levels in line with Santander's business model based on geographic diversification, solid market
positions in areas where it operates and independent subsidiary model in terms of capital and liquidity.
The Group is well above the regulatory capital requirement with significant payment capacity from available
distributable items, while maintaining comfortable margins to conversion and MDA triggers.
According to June 2022 data, the Banco Santander, S.A. Resolution Group complies with the MREL and subordination
requirements, TLAC and Group capital buffers.
▸ Comfortable liquidity position reinforced further: compliance with regulatory liquidity requirements established at
Group and subsidiary levels ahead of schedule, with high availability of liquidity reserves.
Santander
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