Medium-Term Financial Objectives

Well-Diversified and Profitable Business Diversified by business and by geography, providing stability and lowering risk. Earnings by Business 1,2,3 Earnings by Geography 1.2 * Caribbean and Central America Global Banking and Markets 17% Global Wealth Management 13% Canadian Colombia 2% Banking P&C 2019 YTD 38% EARNINGS MIX $6.9B3 International Banking P&C 32% C&CA* 9% Other 8% Chile 6% Peru 9% Mexico 2019 YTD EARNINGS MIX $6.9B3 7% U.S. 9% Adjusted Return on Equity 1.2 by Division 18.7% 13.9% 13.1% 13.9% Canadian Banking International Banking Global Banking and Markets All Bank Canada 50% 1 Net income attributable to equity holders or for the nine months ended July 31, 2019; 2 Figures adjusted for Acquisition and divestiture-related amounts, including integration and amortization costs related to current acquisitions, amortization of intangibles related to current and past acquisitions and net loss on divestitures and related costs; 3 Excluding Other segment GREATER SCALE, GREATER FOCUS Scotiabank. CO 6

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