2022 Interim Results - Debt Investor Presentation
Credit Ratings
Bank of Ireland 2022 Interim Results - Debt Investor Presentation
(Stand alone
BOIG
ratings)
GovCo
MOODY'S
Instrument Ratings
Fitch Ratings
S&P Global
BOIMB
BOIG
GovCo
BOIG
GovCo
BOIG
GovCo
(ACS)³
MOODY'S
baa11
Stable
A1
Stable
Investment Grade
Aaa
Aaa
Aaa c
AAA
AAA
AAA
AAA
Aa1
Aa1
Aa1
AA+
AA+
AA+
AA+
Aa2
Aa2
Aa2
AA
AA
AA
AA
Aa3
Aa3
Aa3
AA-
AA-
AA-
AA-
A1
A1
S
A1
A+
A+
A+
A+
A2
A2
A2
A
A
A
A
Fitch Ratings
bbb
Stable
BBB+
Stable
A3 S
A3
A3
A-
A-
A-
A-
Baa1
Baa1
Baa1
BBB+
BBB+ S
BBB+
BBB+
Baa2 T2
Baa2
Baa2
BBB S
BBB
BBB
BBB
Baa3
Baa3
Baa3
BBB-
BBB-
BBB-
BBB-
S&P Global
bbb2
Stable
A-
Stable
Sub Investment Grade
Ba1 AT1
Ba1
Ba1
BB+ T2
BB+ T2
BB+
BB+ T2
Ba2
Ba2
Ba2
BB
BB
BB
T2
BB
Ba3
Ba3
Ba3
BB- AT1
BB-
BB-
BB-
B1
B1
B1
B+
B+
B+
B+
B2
B2
B2
B
B
B AT1
B
B3
B3
B3
B-
B-
B-
B-
(...)
(...)
(...)
(...)
(...)
(...)
(...)
Covered bond
S
Senior unsecured
T2 Tier 2
AT1 Additional Tier 1
1 BOIG entity rating from Moody's = A3
2 BOIG entity rating from S&P = BBB-
3 BOIMB is the Group's issuer of Irish Covered Bonds (ACS). Moody's has not assigned an issuer rating to BOIMB
Bank of Ireland
30View entire presentation