Investor Presentaiton

Bank of Åland History of Strategic Decisions 6 From a local bank... Supporting the development of the Åland Islands - a poor fishing and agrarian community 1919 1942 2004 2019 2016 2009 Extended 1994 Fintech partnerships Expansion Dreams to Sweden IT company Expansion Crosskey Ab Ltd to Finnish mainland New Swedish mortgage bank Borgo with partners Listing Foundation ÅLANDSBANKEN ...to a Nordic banking group With a wide product range and personal service targeting High Net Worth Individuals Going our own way

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