3Q 2022 Investor Presentation

3Q 2022 P&L Highlights Net income for 9M 2022 grew by 31% YoY from 17% income growth and lower risk cost Total Operating Income (SARmn) Total Operating Expenses (SARmn) +21% +9% مصرف الإنماء alinma bank Net Income (SARmn) +34% 2,075 985 1,722 1,808 1,932 974 989 895 886 903 925 1,682 825 738 619 3Q 21 4Q 21 1Q 22 2Q 22 3Q 22 3Q 21 4Q 21 1Q 22 2Q 22 3Q 22 3Q 21 4Q 21 1Q 22 2Q 22 3Q 22 QoQ -2% +7% +7% +7% QoQ +10% -10% +2% +8% QoQ -16% +33% +12% +7% 9M 22 Funded Income 9M 22 Non-Funded Income 9M 22 Net Income 9M 22 Net Profit Margin 9M 22 Cost to Income Ratio 9M 22 ROE SARM4,399 SARmn 1,417 SARmn 2,739 3.59% 34.7% +15% YoY +23% YOY +31% YOY +14bps YOY +1.0ppts YoY 3Q 2022 INVESTOR PRESENTATION 14.0% +280bps YoY 21/50

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