Investor Presentaiton
IDR Tn
160
140
120
100
80
60
420
0
2016
Source: Financial Service Authority (OJK)
2017
Jan-19
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Signs of Recovery in Financial Intermediations
LOAN
Bank Loan Growth started to grow by 0.59% (YoY) in June 2021
after eight consecutive months of contraction.
Bank Loans
YoY Growth (rhs)
IDR tn
IDR Tn
6,000
5,000
4,000
3,000
2,000
1,000
0
5581.8 96%
500.0
12%
400.0
8%
300.0
4%
0.59%
200.0
0%
-4% 100.0
-8%
0.0
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Sep-20
Oct-20
Bank credits began to grow, supported by consumer and MSME loans while financing was still in the contraction zone despite being already on
an upward trend. Comprehensive and concerted efforts against the pandemic remain an overarching theme to maintain the recovery momentum...
Financing growth was contracted by -11.06% (YoY) in June 2021
despite already experiencing an improving trend in the last 4 months.
53.88
35.66
28.41
-10
-30
2018
2019
2020
2021*
Nov-20
Dec-20
Jan-21
Feb-21
Mar-21
Apr-21
May-21
Jun-21
Jan-19
Feb-19
Financing
Total of securities issuance reached IDR 117.95 Tn (YTD) as of
3 August 2021, indicating a more optimistic signal to economic
recovery.
50
ΠΙΡΟ
Rights Issue
Corporate Bond & Sukuk
Through 3 Aug 2021
30
Life insurance premium recorded an impressive growth by 18.4%
(YoY) while General & Reinsurance premium growth was still
contracting at -0.5% (YoY) as of June 2021.
Life Insurance Premium Growth
General & Reinsurance Premium Growth
Jan-19
10
Feb-19
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
Aug-20
Sep-20
Mar-19
Apr-19
May-19
Jun-19
Jul-19
Aug-19
Oct-20
Nov-20
Dec-20
Jan-21
Feb-21
Mar-21
Apr-21
May-21
Jun-21
152
Sep-19
Oct-19
Nov-19
Dec-19
Jan-20
Feb-20
Mar-20
Apr-20
May-20
Jun-20
Jul-20
-0.5
18.4
Aug-20
Sep-20
Oct-20
Nov-20
Dec-20
Jan-21
Growth (rhs)
YOY
10%
5%
361.6
0%
-5%
-11.06%
-10%
-15%
Feb-21
Mar-21
Apr-21
May-21
Jun-21
-20%View entire presentation