Investor Presentaiton

Stronger Fundamentals Facing the Headwinds Inflation Rate (%) Inflation above the target range, but below the 1998 projection 2008 12,1 Feb 2023 5.47 (yoy) IDR Movement (%) IDR depreciated year-to-date Foreign Reserves (USD bn) Significantly higher than 1998 & 2008, ample to cover 6.0 months of import and external debt repayment 1998 -197 82,4 1998 2008 -35 2008 15 Mar 23 1.32 (ytd) Feb 2023 -300 -200 -100 0 1998 Non-Performing Loan/NPL (%) NPL level (gross) is below the maximum threshold of 5% 30 2008 3,8 Jan 2023 2.59 0 5 10 15 20 25 External Debt (Public & Private) to FX Reserve Ratio Significantly lower than 1998 crisis 30 30 35 40 17,4 50,2 140.3 More Liquid Market (%) In the markets, the IndONIA rate is in line with the higher BI7DRR and strengthening the monetary operations strategy of Bl Government Debt/GDP Consistently well-maintained 62 10,5 5.53 1998 2008 15 Mar 2023 External Debt/GDP Significantly lower than 1998 crisis 116.8% 8.6x 3.1x 2.89x 100.0% 27.4% 39.09% 33.2% 30.08% 2008 Jan 2023 2008 Feb 2023 2008 Q4-2022 1998 1998 1998 73

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