Commercial Bank Investment and Financial Health Review slide image

Commercial Bank Investment and Financial Health Review

Stakeholder engagement Customer engagement surveys Call centre and complaint resolution mechanism 3,000+ shareholders Quarterly calls and Investor Analyst Day ESG in Practice Selected ESG highlights Remuneration linked to sustainable performance First bank in Qatar to introduce deferred bonuses for Executive Management with provisions for malus and clawback (2018) New digital product launched in 2020 that promotes financial inclusion: Household Worker PayCard Committed to the development of the SME sector in line with the Qatar National Vision 2030 through Enterprise Banking Over 95% of retail customer transactions are via digital channels ◆ 87% of spending on locally-based suppliers (2019) ◆ 2.76% of pre-tax profits invested in the community (2019) Paper recycling program, reduction of one time use plastic consumables and energy saving LED light initiatives introduced in 2019 Customers Investors Employees Regulators Community Suppliers • 2,320 full time employees (2019) . National Development Programme and leader-led training • New Staff Club and gym Compliance with applicable laws and regulations Public disclosures via QSE, Annual Corporate Governance Report, Annual Report Comprehensive CSR programme focused on the local community Close to 600 active suppliers Transparent and audited processes for supplier selection 17 3 55
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