KASIKORNTHAI Regulatory Capital and Financial Performance Update
K
KASIKORNTHAI
ธนาคารกสิกรไทย
开泰银行 KASIKORNBANK
Thai Commercial Banks and Specialized Financial Institutions (SFIs)
Market Share (% of Total Loans)
Market Share (% of Total Deposits)
6 SFIs
Bt Billion
Bt Billion
24,000
21,672 22,274 22,341
souilu
20,000
17,004 17,765 18,869 19,358 20,301
24,000
21,880
20,936
22,793 22,732
20,000
30.8% 31.0%
16,843
17,707
18,463 19,178
EXIM
16,000
30.4% 30.2% 30.4%
16,000
29.9%
30.0%
29.9%
26.5%
26.7% 26.4% 26.7%
12,000
12,000
26.7% 26.8% 27.0% 26.8%
| 8,000
8,000
13 Commercial Banks*
Bangkok Bank
sumang-aine
ธนาคารกสิกรไทย
4,000
0
70.1% 70.1% 70.0% 69.6% 69.8% 69.6% 69.2% 69.0%
2016 2017 2018 2019 2020 2021 2022 Aug-23
Commercial Banks
■SFIs
4,000
0
73.3% 73.2% 73.0% 73.2% 73.5% 73.3% 73.6% 73.3%
2016 2017 2018 2019 2020 2021 2022 Aug-23
Commercial Banks
■SFIs
Inow
SCB
Ub O
CIMB O
LH BANK
Standard
Chartered S
ICBC
Net Loans
Deposits
Bt Billion
16,000
14,000
12,000
I
10,000
I
8,000
KIATHAKIN
BANK
10,470 10,602 11,061 11,633 11,859
22.8% 22.9%
22.8% 22.1% 22.7%
11.3% 12.3% 12.5% 12.9% 13.6%
12,579 13,258 13,618 13,721
11.2% 12.5% 12.6 %
ttb 14,000
21.9% 10.0% 9.7% 9...
12.4% 12.3% 12.4% BAY 12,000
12.8%
KBank10,000
6.7% 16.7%
Bt Billion
18.000
■Other 16,000
14,472 15,032
15,658 15,495
Other
11,196 11,359 12,099 12,578 13,057
10.5%
12.0% 11.9% ttb
20.2%
8.9%
8.9%
8.9%
21.5%
21.5%
6,000
4,000
2,000
18.1% 16.4% 15.8% 15.7% 15.8 % 16.9% 18.1% 17.3% 17.3%
■KTB 8,000
■BBL 6,000
■SCB
21.2% 20.6%
9.7%
9.4%
15.3% 15.8%
19.1% 17.4%
20.6%
11.9%
10.9% 11.3%
15.8%
15.8%
15.5%
17.1%
16.5%
16.2%
12.6%
11.7% 11.4% 11.7%
17.4%
17.2%
BAY
KBank
17.1%
16.2%
17.0% 17.4%
16.6% 16.7%
KTB
■BBL
4,000
18.0%
2,000
0
*The integration of TMB Bank and Thanachartbank was completed in Jul-21.
I
2015 2016 2017 2018 2019 2020 2021 2022 Sep-23
0
18.2% 18.6% 18.6%
16.8% 17.8% 17.3% 17.1% 16.5% 16.8% 16.4% 16.4% 16.3%
2015 2016 2017 2018 2019 2020 2021 2022 Sep-23
17.7% 17.2% 17.7%
17.3% 17.3% SCB
Note: 6 SFIs include Government Saving Bank (GSB), Government Housing Bank (GHB), Export-Import Bank of Thailand (EXIM Bank), Bank for Agriculture and Agricultural Co-operatives
(BAAC), Small and Medium Enterprise Development Bank of Thailand (SME Bank), and Islamic Bank of Thailand (IBank)
บริการทุกระดับประทับใจ
K
KASIKORNTHAI
Thailand's Digital Readiness: Number of Users
ธนาคารกสิกรไทย
开泰银行 KASIKORN BANK
■ High adoption of digital lifestyle in Thai market; high penetration in smart devices and internet users in
preparation toward a cashless society (Mobile Banking & e-Money)
192.3%
Penetration
Mobile Internet 1)
(Mobile internet numbers)
54.4%
Penetration
Broadband Internet 1)
(No. of households using internet
via broadband)
123
83.1%
Penetration
Social Media 2)
(No. of Facebook users)
Thailand e-Payment
Volume:
19.5 bn transactions, +28.8% YoY
Value:
318.1 trn baht, +10.2% YoY
(Volume and Value)
3)
Prompt Pay
พร้อมเพย์ 76.3
m
Million
166.2%
Penetration
45.0%
Penetration
PromptPay 4)
(Total registration)
Mobile Banking 4)
(No. of accounts)
Internet Banking 4)
(No. of accounts)
203.1%
Penetration
e-Money 5)
(No. of accounts/ cards)
Source: The Bank of Thailand (BOT), National Statistical Office of Thailand (NSO), Thai Banker Association (TBA), Ministry of Interior (MOI), wearesocial and KResearch
Notes: Denominator for all penetration ratio is number of population age six and above as of December 2022. Denominator for fixed internet penetration is number of household.
1) As of Jun-23, 2) As of Jul-23, 3) Jan-Jul 23, 4) As of Aug-23, 5) As of Jul-23
บริการทุกระดับประทับใจ
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