International Presence and Activities
VUB AT A GLANCE
VUB Group
# 2nd Largest Banking Group in Slovakia
VUB Group with:
Total Assets:
Revenues:
Net Profit:
Clients:
EUR 19.2 bln
EUR 437.2 mln
EUR 82.7 mln
≈ 1.1 mln
Total assets and profitability (1)
VUB Bank
Key economic and financial figures:
Total Assets: EUR 18.7 bln
Net Profit:
EUR 85.0 mln
NII:
EUR 277.6 mln
□ROE:
6.85%
□ROA:
0.59%
□ C/I:
53.0%
Strong Credit Ratings
VUB is rated by Moody's A2, according to
which VUB is profiting from its good
financial condition and good profitability
Moody's
INTESA SANPAOLO
Baa1
VÚB BANKA
A2
VUB Group - Structure
ISP S.p.A.
(100%)
Minority
shareholders
(2.97%)
ISP Holding
International
S.A.(*)
(97.03%)
Ownership (*)
97.03% of VUB Bank share capital is
owned by Intesa Sanpaolo Banking Group
2.97% of VUB Bank share capital is held by
minority shareholders
# 2nd Largest retail network in Slovakia
Significant sales force based on a
strong nationwide retail network with
197 domestic branches and 1 branch
located in the Czech Republic
VUB Leasing
(100%)
VUB
VUB Generali
Pension
Fund
Market Position and ranking in Slovakia(2)
Strong Market share in all key product segments:
#1 Gross Loans:
(50%)
Currently close to 70% of revenues are derived from
Retail Banking and Consumer Finance Activities
21.1%
#2 Housing Loans:
24.1%
#2 Branches:
18.3%
#2 Total Assets:
20.4%
#2 Asset Management:
17.0%
#2 Deposits:
19.2%
Source: (1) Individual financial statements; (2) NBS
Figures as of 31 December 2020
* Note: VUB Bank has become a private joint-stock company on 27 February 2021 as a result of delisting of its shares from the 24
Bratislava Stock Exchange. The mandatory public offer closed on 19 February 2021 and Intesa Sanpaolo Holding International
S.A. acquired additional 0.14% share in the registered capital in the VUB, bringing its total shareholding to 97.17%View entire presentation