Investor Presentaiton

Regulations becoming more conducive to growth SOLIPPO PT LIPPO KARAWACI TOK 80% 85% In 2019 the regulators have: Increased the transaction price the for super luxury tax to be implemented from Rp 10 billion to Rp 30 billion Lowered the VAT tax (PPh 22) to 1% from 5%, and 0% for victims of a natural disaster Property Type Old Regulation New Regulation II III & above | II & above Landed Property > 70 sqm 85% 80% 75% 22-70 sqm 85% 80% <= 21 sqm Apartment > 70 sqm 85% 80% 75% 80% 22-70 sqm 90% 85% 80% 85% <= 21 sqm 85% 80% 85% Shop House 85% 80% 85% Mortgage Disbursement: Old Regulation Disbursement Terms Landed Properties Up tp 40% from total credit Up tp 80% from total credit Up tp 90% from total credit Up tp 100% from total credit Apartments Up tp 40% from total credit Up tp 70% from total credit Up tp 90% from total credit Up tp 100% from total credit Complete Foundation Topping Off Hand Over Completion of SPA Complete Foundation Topping Off Hand Over Completion of SPA Disbursement Landed Properties Up tp 30% from total credit Up tp 50% from total credit Up tp 90% from total credit Up tp 100% from total credit Apartments Up tp 30% from total credit Up tp 50% from total credit Up tp 90% from total credit Up tp 100% from total credit New Regulation Terms Following signing of credit agreement Complete Foundation Hand Over Completion of SPA Following signing of credit agreement Complete Foundation Hand Over Completion of SPA 71

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