Q2 Quarter 2023

Loan Pipelines: Reflects economic conditions and prudent credit underwriting standards Commercial Loan Pipeline by Category $ in millions ■Opportunity ■Proposal Ready to Close $3,015 Q2 23 Highlights Focused on maintaining prudent underwriting standards and pricing discipline given projections surrounding near- term future economic growth Proposal and opportunity pipelines reflects current economic environment and disciplined credit appetite Rate ready to close +62 bps on a linked quarter basis Mortgage loan originations in Q2 23: $2,314 $2,364 $1,114 $619 $776 $1,549 $1,077 $1,122 $929 $838 $552 $1,048 $270 $689 $542 $504 ■ $460 $274 84% purchase $252 16% refinance $167 $766 $750 $824 $455 $392 $292 $248 Q4 21 Q1 22 Q2 22 Q3 22 Q4 22 Q1 23 Q2 23 Rate +62 Ready to 3.28% 3.43% 4.45% 5.84% 6.85% 7.32% 7.94% bps Close (1) Mortgage Loan Volume $ in millions $ ■Mortgage Closed Loan Volume ■Mortgage Pipeline Volume $108 $99 $58 $36 $32 $291 $21 $219 $223 $36 $183 $127 $152 $106 Q4 21 Q1 22 Q2 22 Q3 22 Q4 22 Q1 23 Q2 23 1 Rate ready to close represents the weighted average rate on commercial loans and does not include fees, including FAS 91 fees, associated with the commercial loan 21

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