Financial Performance and Outlook

Proven Business Model Diversification and scale, underpinned by a strong risk culture Reported earnings of $2.9B, down 57% (adjusted 1 $3.5B, down 14%) Reported EPS² of $1.49, down 59% (adjusted¹ $1.83, down 16%) ■ Common Equity Tier 1 ratio³ of 14.4%, including repurchase of almost 38MM common shares in the quarter (including 22MM under 90MM NCIB) ■ Announced a 6 cent increase in dividend per share (up 6%) NB: Explanatory endnotes are included on slides 46-60 TD 4

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