Awards & Recognitions

d. Provision Coverage Ratio Provision Coverage Ratio increased to 80.29% for the Bank Retail & Commercial Finance 82.43% 69.59% 65.08% 57.53% 44.56% Mar-19 Mar-20 Mar-21 Total Bank Level Section 8: Risk Management & Asset Quality Non-Infra Corporate Book 99.84% 94.50% 72.32% 58.51% 45.95% Mar-22 Mar-23 Mar-19 80.29% 70.29% 66.40% 63.57% 48.67% Mar-19 Mar-20 Mar-21 Mar-22 Mar-20 Mar-21 Mar-22 Mar-23 Total Bank Level (excluding Infra financing book) 44.96% 76.04% 62.34% 62.09% 86.85% Mar-23 Mar-19 Mar-20 Mar-21 Mar-22 Mar-23 46 IDFC FIRST Bank Note: Provision Coverage Ratio as shown above are including technical write-offs

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