Investor Presentaiton
Breakdown of loan book by sector and stage Q1 2020
5.7% loans are classified as Stage 3 / Purchased or originated credit impaired (POCI)
Gross Loans and advances to customers (at amortised cost) at end Q1 €m
Analysed by ECL stage profile
Stage 1
Stage 2
Stage 3
POCI
Total
Agriculture
Enery
1,436
228
102
0
1,766
1,529
19
4
1,553
Manufacturing
2,871
149
57
0
3,077
Property and construction
6,372
443
418
0
7,234
Distribution
4,282
682
241
0
5,205
Transport
1,761
82
47
0
1,890
Financial
620
13
3
0
636
Other services
5,138
543
140
0
5,821
Personal: Residential mortgages
26,747
2,250
2,084
192
31,273
Personal: Other
2,263
371
222
0
2,856
Total
53,021
4,780
3,318
192
61,311
% Stage composition
86.5%
7.8%
5.4%
0.3%
100%
AIB
18View entire presentation