Global Business Operations Overview
Financial Performance
Key Financial Ratios (Global)
Particulars
QE Dec22
QE Sep23
QE Dec 23
9M Dec 22
9M Dec 23
Yield on Advances (%)
7.67
8.54
8.37
7.17
8.34
Yield on Investments (%)
6.49
6.74
6.67
6.40
6.73
Yield on Funds (%)
6.53
7.38
7.05
5.98
7.03
Cost of Deposits (%)
3.72
4.49
4.62
3.58
4.44
Cost of Funds (%)
3.66
4.55
4.52
3.40
4.33
Net Interest Margin (NIM) (%)
3.28
3.08
2.85
2.96
2.98
- Domestic NIM (%)
3.72
3.42
3.21
3.37
3.35
- Overseas NIM (%)
1.25
1.29
1.15
1.06
1.24
Cost to Income Ratio (%)
48.03
49.44
54.87
50.89
51.02
Credit Deposit Ratio
77.67
77.18
79.83
77.67
79.83
Return on Assets (%)
0.55
0.67
0.82
0.44
0.72
Return on Equity (%)
12.21
12.66
14.96
9.41
13.75
Credit Cost (Annualised) (%)
0.93
0.54
0.46
0.91
0.54
Book Value Per Share (Tangible) (Rs)
94.50
113.28
117.45
94.50
117.45
Book Value Per Share (Rs)
114.77
126.59
128.09
114.17
128.09
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