Leading Bank in the Americas Presentation

Scotiabank in Mexico Including all Business Segments Footprint Customers Employees Branches1 23.0% ~3.5 million ~12,900 ~592 Balance and Market Position Loan Market Average Average Loans Share4 Deposits 7.7% $33 $26 billion billion Market Position by Loans4 14.1% 13.2% 12.1% 7.7% 7.4% 4.6% 3.4% 2.0% citibanamex 8 banregio Financial Total NIAT2,5 ROE³ Performance Productivity³ BBVA B BANORTE $574 18.8% 54.1% million NIAT5 BBVA Banorte Santander Banamex Scotiabank HSBC Inbursa Bajio Regio Productivity Ratio Operating Leverage +20% CAGR 63.0 % 666 579 465 337 2016 All figures in CAD$ Constant currency 2017 2018 1 Includes bank and wealth branches; does not include 177 Credito Familiar branches 2 Adjusted; for the LTM ended January 31, 2020 not adjusted for currency 3 Adjusted; for the LTM ended January 31, 2020 4 Source: CNBV as of December 2019 5 After NCI on an adjusted basis 2019 58.6% 55.4% 55.0% 1.5% 7.5% 6.9% -0.9% 2016 2017 2018 2019 2016 2017 2018 2019 37 37

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