Investor Presentaiton
We are Resilient: Protecting Value
GO
BANK
Profitable Bank Kshs. 22.6 Billion
Strong Capital Buffers
Proactive Enterprise Risk Management Framework.
Proactive provisioning for NPL: Kshs. 7.9B in FY2021 (-2.2% YoY). NPL
Coverage now at 69% from 52% (FY2020)
Continuous support to our customers, staff and all our other
88 stakeholders. Up to Kshs.49 Billion loan book was restructured by
March 2021.
Low relative exposure in high-risk sectors like Tourism (1%) and
Manufacturing (3%). Up to 50% of our loan Book is in Consumer banking
which is performing well.
Optimal risk spread with a 14% growth on T-bills and T-bonds.
Proactive Regulatory compliance including measures put in place to
mitigate the adverse economic impact due to the ongoing pandemic
Continued gains from our
institutionalized Transformation
seeking efficiency and growth.
Key ongoing transformation initiatives aimed at a
quality loan book are;
Credit Review Implementation Project
"Project Kilele" with McKinsey &Co.
Decentralization of loan portfolio
management enabling Project 3C (Connect,
Collect and Cure).
• Project Connect & Build (CB) - focused on co-
creating solutions with our customers to grow
the loan book and increase product holding.
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