Capital Markets & Funding Strategies

Financial Highlights: Canadian Commercial Banking and Wealth Management Net Income 1,2 ($B) 1.67 0.44 102 Q3 Q4 1.94 Pre-Provision Pre-Tax Earnings 1.2 ($B) Q1 2.23 Q2 Q3 Q4 0.59 CIBC 1.20 2020 52.9 2020 0.94 0.47 0.48 0.40 1.27 0.59 0.65 0.53 0.52 0.62 2022 2020 2021 2022 0.46 0.35 2021 Efficiency Ratio 1.2 (%) 52.3 2021 NIM² (%) 3.36 3.25 50.2 3.17 Q2/22 2020 2021 Q2/22 1 Metrics are on a reported and adjusted basis. Adj. results are non-GAAP measures. See non-GAAP section of CIBC's Q2/22 Report to Shareholders. 2 Results were affected by economic impacts from COVID-19 pandemic. 26

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