1H22 Financial Performance
4
Provisions below run-rate reflecting a benign economic environment
in 1H22
Impairment and Provisions
(Єmn; %)
Cost of Risk & Loan Provisions
(€mn; bps)
89.2
Includes:
Securities
16.0
extraordinary tax
contingency
provision
19.8
Includes:
Includes:
• €35mn additional
Provisions for corporate
exposure;
Reported
68bps
Covid Adjusted
40bps
84.7
Loan
impairment within
•
Provisions (€14mn) related to
84.7
the scope of Covid-
Provisions
41.7
exposure (corporate bonds)
19
19.3
to Russian Federation1
Covid-19
Impairment/
35.2
related sectors
Other
- 11.5
1H21
- 41.2
1H22
Includes:
.
Includes €31.7mn from
reversal of specific
provisions related with
contingencies and
potential claims
novobanco (1) As of Jun-22 net book value of that exposure was €8mn
15bps
Other loan
19.3
49.5
Impairments
19.3
1H21
1H22
28
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