4Q 2021 Investor Presentation

Balance Sheet Trends Solid balance sheet growth from growth in financing and investments Management Commentary ■ Growth in total assets of 11% YoY driven by 14% financing growth and 13% growth in investments. ■ Total liabilities grew by 8% during 2021 YoY mainly from 108% growth in balances due to SAMA, banks & other Fl and a 1% rise in customers' deposits. Total Assets Movement YoY (SARbn) 156.9 3.8 SAR (mn) مصرف الإنماء alinma bank +11% 15.1 0.5 173.5 (2.7) 4Q 2021 4Q 2020 A% 3Q 2021 A% Total assets 4Q 20 Cash, interbank & SAMA Investments Financing Other Total assets 4Q 21 balances -22% +13% +14% +14% Cash and Balances with SAMA, banks & other Fl 9,915 Investments Financing Other assets 33,278 126,271 4,012 Total assets 173,476 Due to SAMA, banks & other Fl 15,240 Customers' deposits Other liabilities Total liabilities Share capital Retained earnings 3,586 Other reserves 2,125 12,651 29,526 111,196 3,505 156,877 7,312 121,061 119,454 6,465 5,682 142,765 132,448 20,000 20,000 3,760 669 -22% 10,019 -1% +13% 31,886 +4% +14% 121,318 +4% Tier 1 sukuk 5,000 Total equity 30,711 24,429 +26% +14% 3,586 +12% +11% 166,808 +4% +108% 14,401 +6% +1% 116,652 +4% +14% 5,591 +16% +8% 136,644 +4% +0% 20,000 +0% -5% 4,528 -21% +218% 636 +234% 5,000 +0% 30,164 +2% Total Liabilities Movement YoY (SARbn) +8% 132.4 7.9 1.6 0.8 142.8 Total liabilities 4Q 20 Due to SAMA, banks Customers' deposits & other Fl Other Total liabilities 4Q 21 +108% +1% +14% 4Q 2021 INVESTOR PRESENTATION 22/48

View entire presentation