Investor Presentaiton
Solid capital base
International investors hold majority of shareholding
and board composition in systemic banks.
• Since 2013 the banks' capital position has been
consistently strengthened, due to increase in common
equity and deleveraging, resulting in key ratios of
systemic banks to be above the thresholds specified
by the supervisor.
Aggregate banking sector capital position, %
15,3
16,6
16,8
16,3
17,5
15,6
15,9
14,2
14,9
15,0
2014
2015
2016
2017
2018
Core Tier 1
Additional Tier 1 Tier 2
Solvency Ratio
Banking system balance sheet (% GDP), Q1-2019
Systemic Banks CET1 capital ratio, %
300
Other assets
250
Investments
Interbank
deposits
Corporate
200
deposits
150
Loans
EU average 14,7%
23,4
100
Household
deposits
18,5
14,9
50
Cash
0
Assets
Equity
Liabilities
Source: EBA, Central Bank of Cyprus, systemic banks publications.
Hellenic Bank
Russian Commercial Bank
Bank of Cyprus
Data as at Q1-2019 for BoC, HB and EU average; 2018 for RCB
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