9MFY2020 Results - Investor Presentation
9MFY2020 Results
| Yearly performance
PATMI (RM' mil) & ROE (%)
PATMI
Total Income (RM' mil) and Non-interest Income (%)
Total Income
PATMI:
ROE:
ROE (%)
CAGR FY16-FY19:
YoY Growth
4.9% CAGR FY16-FY19:
Total Income
Non-interest Income %
A
4.5% YoY Growth
▼ 0.1%
CAGR FY16-FY19:
YoY Growth
39%
38%
36%
34%
34%
8.8%
8.5%
8.8%
8.2%
8.1%
7.0%
2.0%
▲ 9.1%
36%
1,505
1,302
1,325
3,696
3,766
3,979
3,922
1,132
1,046
1,093
2,968
3,238
FY16
FY17
FY18
FY19
9MFY19
9MFY20
Cost to Income Ratio and Expenses Growth (%)
CTI
CTI:
Expenses Growth
CAGR FY16-FY19:
YoY Growth
Expenses:
1.5% CAGR FY16-FY19:
2.0%
0.7%
58.8%
60.8%
57.4%
54.3%
51.6%
49.6%
FY16
FY17
FY18
FY19
9MFY19
9MFY20
ROA (%) and EPS (Basic)
1
ROA:
EPS
ROA
CAGR FY16-FY19:
YoY Growth
1.09%
1.08%
1.05%
0.91%
EPS:
22
CAGR FY16-FY19:
YoY Growth
A 4.9%
4.6%
1.02%
1.02%
50.0
12.0%
0.8%
-0.6%
43.3
44.1
5.0%
37.6
34.8
36.4
-9.5%
-12.0%
FY16
FY17
FY18
FY19
9MFY19
9MFY20
FY16
FY17
FY18
FY19
9MFY19
9MFY20
Source: BNM, financial statements
AmBank Group
9MFY2020 Results - Investor Presentation
1. Annualised
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