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Investor Presentaiton

Appendix Certain items and Argentina hyperinflation. Strategy Results Certain items included in adjusted revenue highlighted in management commentary83, $m Insurance manufacturing market impacts in WPB Credit and funding valuation adjustments in GBM Legacy Credit in Corporate Centre 4Q20 3Q20 2020 1Q20 4019 FY20 FY19 298 126 362 (710) 200 90 128 70 33 (9) (354) 194 (252) 41 3 28 42 (92) 13 (17) (111) Valuation differences on long-term debt and associated swaps in Corporate Centre (12) (32) (64) 259 (73) 150 146 Argentina hyperinflation*84 (42) (31) (29) (22) 30 (124) (143) Bid-offer adjustment in GBM* 18 35 249 (310) 15 (8) 4 WPB disposal gains in Latin America* 133 CMB disposal gains in Latin America* 24 GBM provision release in Equities* 106 Total 335 159 551 (1,229) 379 (161) 328 Argentina hyperinflation84 impact included in adjusted results, $m 4Q20 3Q20 2020 1020 4019 FY20 FY19 Net interest income 2 (1) (7) (3) 33 (9) (12) Other income (44) (30) (22) (19) (3) (115) (131) Total revenue (42) (31) (29) (22) 30 (124) (143) ECL (2) 2 2 (10) 2 (0) Costs (2) 1 5 2 (26) 6 8 PBT (44) (32) (22) (18) (6) (116) (135) *Comparative figures have not been retranslated for foreign exchange movements 57
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