Corporate Strategy and Financial Performance
Forward looking statements
This presentation contains forward-looking statements as defined by the Private Securities Litigation
Reform Act of 1995. Forward-looking statements do not represent historical facts, but are
statements about management's beliefs, plans and objectives about the future, as well as its
assumptions and judgments concerning such beliefs, plans and objectives. These statements are
evidenced by terms such as "anticipate," "estimate," "should," "expect," "believe," "intend," and
similar expressions. Although these statements reflect management's good faith beliefs and
projections, they are not guarantees of future performance and they may not prove true. The
beliefs, plans and objectives on which forward-looking statements are based involve risks and
uncertainties that could cause actual results to differ materially from those addressed in the forward-
looking statements. For a discussion of these risks and uncertainties, see the section of the
periodic reports that First United Corporation files with the Securities and Exchange Commission
entitled "Risk Factors. Whether actual results will conform to expectations and predictions is subject
to known and unknown risks and uncertainties. Actual results could be materially different from
management's expectations. This presentation should be read in conjunction with our Annual
Report on Form 10-K, as amended, for the year ended December 31, 2021, including the sections
of the report entitled "Risk Factors", as well as the reports and other documents that we
subsequently file with the Securities and Exchange Commission ("SEC"), which are available on the
SEC's website at www.sec.gov or at our website at www.mybank.com. Except as required by law,
we do not intend to publish updates or revisions of any forward-looking statements we make to
reflect new information, future events or otherwise.
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