Investor Presentaiton

PUBLIC Dominant Kuwaiti Franchise NBK is the leading banking group in Kuwait with a market leading position across its business segments Total Assets (USD million) Customer Deposits (USD million) National Bank of Kuwait Kuwait Finance House Boubyan Bank Burgan Bank 109,939 72,027 National Bank of Kuwait Kuwait Finance House 60,433 52,453 24,304 Boubyan Bank 18,575 23,388 Gulf Bank 14,228 Gulf Bank 21,672 Burgan Bank 13,758 Al-Ahli Bank of Kuwait 18,603 Al-Ahli Bank of Kuwait 12,937 Ahli United Bank 15,119 Ahli United Bank 10,281 Commercial Bank of Kuwait 14,180 Warba Bank 7,567 Warba Bank 11,835 Kuwait International Bank 10,364 Commercial Bank of Kuwait Kuwait International Bank 7,007 0 20,000 40,000 60,000 80,000 100,000 120,000 0 6,815 10,000 20,000 30,000 40,000 50,000 60,000 70,000 Customer Loans & Advances (USD million) Net Profit attributable (USD million) National Bank of Kuwait Kuwait Finance House 65,198 National Bank of Kuwait 37,538 Boubyan Bank 18,225 Kuwait Finance House Commercial Bank of Kuwait 1,198 805 181 Gulf Bank 15,989 Boubyan Bank 160 Burgan Bank 14,861 Burgan Bank 150 Al-Ahli Bank of Kuwait 11,197 Gulf Bank 139 Ahli United Bank 11,048 Kuwait International Bank 8,208 Ahli United Bank Al-Ahli Bank of Kuwait 103 90 Warba Bank Commercial Bank of Kuwait 8,177 Warba Bank 53 7,531 Kuwait International Bank 36 10,000 20,000 30,000 40,000 50,000 60,000 70,000 0 200 400 600 800 1,000 1,200 1,400 Sources: Bank's annual reports. All data as of 31 December 2021 for Balance Sheet items and Income Statement Items. Note: Kuwait Finance House, Boubyan Bank, AUB, KIB and Warba Bank are Islamic banks while Burgan Bank, Gulf Bank, Commercial Bank of Kuwait and Al-Ahli Bank of Kuwait are conventional banks. National Bank of Kuwait 19

View entire presentation